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For Immediate Release

Printer Friendly Castek and NetRate, Inc. Agree to Joint Offering

NetRate’s Rating Solution Complements Castek's Insure3 Suite

TORONTO (November 17, 2003) — NetRate Inc. and Castek Inc. have formed a strategic alliance, completing a framework for both companies to offer a joint solution that integrates Castek's Insure3 policy administration and NetRate’s rating/quoting solutions. This alliance helps property and casualty insurance companies realize efficiency and customer service benefits from improved rating and policy administration solutions for both commercial and personal lines carriers.

"Our partnership with NetRate exemplifies the way in which companies can work together for the benefit of their customers," says Pete Jones, Castek's President and COO. “NetRate’s rating solution is a best-in-class solution for the insurance industry which complements the functionality of our Insure3 product suite. Collaborating with NetRate allows for faster implementation and reduced maintenance effort, enabling customers to achieve greater efficiencies and realize a larger ROI that much sooner.”

“’Rate, Quote and Issue’ is the foundation of insurance companies’ business processes,” says Dave Jordan, President of NetRate Systems. “The combination of Castek’s Insure3 Policy administration systems and NetRate’s extensive rating products ensures a world class solution for the P&C industry. Their integration allows underwriters, employees and agents the ability to enter and manage risk information, then instantaneously Rate/Quote and issue policies for all lines of business. ”

About Castek

Castek Inc. specializes in the creation of strategic business software for P&C insurance companies. Recognized for the advanced architecture and flexibility of its products, Castek provides carriers with a suite of core business processing systems for insurance product and process configuration, policy processing, claims management, claims communications and insurance customer billing. For more information, please visit www.castek.com or call 1-866-9CASTEK.

About NetRate

NetRate Systems, headquartered in Lansing, Michigan, was founded to help insurance companies capitalize on the growing market need for increased premium accuracy and the demand for real-time rating, quoting, and application-processing services. NetRate, with over 100 years of combined company expertise in the development of Property & Casualty Rating and Applications software, has company-specific rating products for both personal and commercial lines, using today's latest technology.

Contact

Ritchie Leslie
Castek Inc.
416 777 0293