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For Immediate Release

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HB GROUP goes live with enhanced version of Castek ClaimsPath for P&C Claims

Online Communication Platform for Multiple Lines of Business in Under 90 Days

TORONTO (November 4, 2002) — Castek Inc. announces that it has developed and gone live with an enhanced version of its online claims communication system, ClaimsPath, for HB Group Insurance Management, Ltd. First implemented in June 2001 to manage auto physical damage claims, HB Group adjusters are able to access ClaimsPath via the Internet to manage claims for all property and casualty lines including auto, property, and liability. ClaimsPath allows for integration with any type of policy database, carrier-specific application Web pages, and remote vendor set-up reducing customization and implementation time.

“ClaimsPath has demonstrated measurable benefits in workflow efficiency, severity, management information and customer service in our claims operations,” says Dan Watchorn, Vice President Claims and Operations at HB Group. “Because ClaimsPath provides us with a common platform to communicate with all of our vendors, the expansion to property vendors, and specifically our network of contractors, seemed the next logical step.”

“This enhancement is an example of our commitment to working with carriers on product development,” says Castek President and COO, Pete Jones. “Through our collaboration with HB Group, we’ve created a claims management tool that can be fully customized and up and running in less than three months. Castek is focused on providing products that bring real measurable value to the insurance industry and provide our customers with a measurable return on investment. Our newly expanded ClaimsPath product does exactly that with customers realizing ROI in as little as 90 days.”

ClaimsPath is an Internet-accessed application that connects all service providers in the claims resolution process, from first notice of loss to approval of invoices, for all lines of business. It allows adjusters to connect and send assignments from their desktop directly to service provider partners, and track and document all communications, replacing the phone and the fax as the primary communications tool in the claims handling process. The system is customizable to a carrier’s individual claims workflow and can be fully integrated with existing policy and claims systems.

Since June 2001 when the first claim was processed through ClaimsPath’s collaborative communications network, over 170,000 transactions involving approximately 10,000 claims have been processed through ClaimsPath which now has over 350 participants including adjusters, rental agencies, repair shops, property contractors, independent appraisers, independent adjusters, contents providers, salvage and other specialty suppliers.

About HB Group Insurance Management, Ltd.
HB Group Insurance Management Limited is a subsidiary of The Co-operators, a group of wholly owned Canadian companies that specialize in insurance and financial products, property development, and management and investment counseling. The Co-operators group of companies provides insurance protection to more than two million Canadians and has assets of more than $4.7 billion. HB Group is headquartered in Ontario and is the direct writing arm of The Co-operators, overseeing group and individual customers for personal lines home and automobile products. HB Group is a national company and services $160 million in premium across Canada.

About Castek Inc.
Castek Inc. specializes in the creation of strategic business software for P&C insurance. Recognized for the advanced architecture and flexibility of its products that address key P&C insurer business concerns, Castek provides carriers with a suite of core business processing systems for insurance product and process configuration, policy processing and claims management. For more information, please visit www.castek.com or call 1-866-9CASTEK.

Contact:
Kelly Shanefelter
Martino & Binzer
(860) 678-4300, Ext. 222
kshanefelter@goodbait.com